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Business Plan Discipleship Ministry

HOW MUCH DO YOU SAVE PER DAY?

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Dear Friend, Lets talk about HOW MUCH DO YOU SAVE PER DAY?

HOW MUCH DO YOU SAVE PER DAY?

HOW MUCH DO YOU SAVE PER DAY?

This letter comes your way to ask two simple questions;

a) How much do you spend per day?

b) How much do you save per day?

The answer to HOW MUCH DO YOU SAVE PER DAY? must be the same. It therefore means that if you spend Kshs 200 per day, then you MUST save Kshs 200 per day (Kshs 6k per  month) to maintain your lifestyle when you retire. This money can be invested to earn you more for retirement.


Saving and investing are two different ways to prepare for the future. In my opinion, the difference between saving and investing boils down to risk tolerance and time frame. Generally, savings should be used for short term planning, and investing for long term planning. Strong financial planning calls for a mixture of both saving and investing, and today’s question is about how to balance cash savings and investing for retirement.

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